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Pngme

🚨Deprecation Notice🚨

Pngme Feature Library is no longer supported, as of February 17, 2023. Please consider using Pngme's /decision APIs instead:

Pngme Feature Library

A collection of code examples which generate modelling features for a mobile phone user using Pngme's Python Client for Pngme's REST APIs.

Features

Name Description
average_end_of_day_depository_balance average end-of-day balance total across all depository accounts
average_end_of_day_loan_balance average end-of-day balance total across all loan accounts
count_betting_and_lottery_events count of betting and lottery events across all accounts
count_insufficient_funds_events count of insufficient funds events across all accounts
count_loan_declined_events count of loan declined events across all accounts
count_loan_defaulted_events count of loan defaulted events across all accounts
count_loan_repaid_events count of loan fully repaid events across all accounts
count_loan_repayment_events count of loan repayment events across all accounts
count_missed_payment_events count of missed scheduled payment events across all accounts
count_opened_loans count of institutions with one or more opened loans over a time period
count_overdraft_events count of overdraft events across all accounts
count_transactions_depository count of depository transactions across all accounts
count_user_shared_device_ids count of user shared device ids
daily_average_of_stacked_loan_alerts daily average of open loans for a given period using labels as source
data_recency_minutes Returns the time in minutes between utc_endtime and the most recent financial event or alert
debt_to_income_ratio_latest ratio between the sum of balances across all loan accounts and sum of credit transactions across all depository accounts
median_end_of_day_depository_balance median end-of-day balance total across all depository accounts
net_cash_flow net cash flow (inflow minus outflow) across all depository accounts
standard_deviation_of_week_to_week_sum_of_credits_0_84 proxy for income consistency. standard deviation f week-to-week sum of credit across all depository accounts over 0-84 days
sum_of_credits proxy for income. sum of credit transactions across all depository accounts
sum_of_debits proxy for expense. sum of debit transactions across all depository accounts
sum_of_depository_balances_latest current balance summed across all depository accounts
sum_of_loan_balances_latest current balance summed across all loan accounts
sum_of_loan_repayments sum of loan repayments

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A collection of methods used in building a data science feature-set

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