Welcome to ALC, a blockchain-based solution for revolutionizing the credit market in Brazil. We are dedicated to solving the challenges of high credit costs, lack of efficient credit recovery, and underutilization of Tesouro Direto bonds - one of the best risk-return assets in Brazilian financial market - through our unique solution.
ALC is a cutting-edge platform that allows any individual with National Treasury Bonds to use them as collateral for loans in any bank. We offer unique applications for tokenizing National Treasury Bonds and tools for using them as credit guarantees in a scalable manner never seen before.
- Tokenization of Federal Public Bonds: Enabling secure and efficient use of National Treasury Bonds as loan collateral into Avalanche Blockchain.
- Interoperability: Ensuring that bondholders can use their assets as collateral at any financial institution.
- Innovative Technology: Leveraging smart contracts, APIs, and Chainlink Oracles for a seamless and robust experience.
- Simplified User Journey: Facilitating an easy 3-step loan process for users, without requiring deep technical or Web 3.0 knowledge, due to amazing Particle Connect to social logins.
👉 Watch our pitch and see ALC in action!
- Wallets by CPF (Social ID) per Financial Institution: https://bacen-api.vercel.app/wallets
- Registered Financial Institutions: https://bacen-api.vercel.app/banks
- Public Bonds per Wallet: https://bacen-api.vercel.app/tpfts
Experience ALC firsthand with a simulation at a fictional bank:
- Connect your Wallet through Particle Connect to enjoy an amazing social login;
- Press the button "Ask for a Loan";
- Choose your desired loan amount;
- Select the bonds you wish to use as collateral (Tesouro Selc, IPCA+ and so on);
- And voilà! Secure your loan in a simple 3-step process.