Find BIC from IBAN

[marcwrobel]

Add support for finding a BIC (and bank related information) from an IBAN.

[kayman-mk]

Hi Marc,

any idea how to store the related data? There are thousands of BICs out there.

Best regards
Matthias

[marcwrobel]

Hi @kayman-mk,

The only reliable way I know to find a BIC from an IBAN is by using the SWIFT IBAN Plus Directory. This directory is provided by SWIFT, which is the IBAN registrar. With it you can match IBAN to various institutions information (including BIC). The SWIFT IBAN Plus Directory is regularly updated by SWIFT with the latest data and is accessible as a file or via WebService APIs. But unfortunately it is not available for free.

If you have access to this file you can store in a database or in memory the following information :

• ISO Country
• IBAN National ID
• IBAN BIC code
• IBAN Branch code
  And then you just have to lookup the table using and ISO Country and an IBAN National ID (both can be extracted from the IBAN) to get the IBAN BIC code (aka BIC8) or both the IBAN BIC code / IBAN Branch code (aka BIC11).

The purpose of this issue is to provide a basic support for this solution (but not the data to make it work - because it is not free).

Hope this helps !

[kayman-mk]

Oh yes, this is also an interesting point. Writing an adapter so this library could use the data if it is provided at runtime.

I guess they have some examples or API descriptions online (didn't check this for now). So we could implement something in JBanking.